No announcement yet.

Credit Card Security Measures

  • Filter
  • Time
  • Show
Clear All
new posts

  • Credit Card Security Measures

    Some interesting, and good, information concerning credit card security that was emailed to me. Worthwhile measures.

    1. The next time you order checks have only your initials (instead of
    first name) and last name put on them. If someone takes your checkbook,
    they will not know if you sign your checks with just your initials or
    your first name, but your bank will know how you sign your checks.

    2. Do not sign the back of your credit cards. Instead, put "PHOTO ID

    3. When you are writing checks to pay on your credit card accounts, DO
    NOT put the complete account number on the "For" line. Instead, just
    put the last four numbers. The credit card company knows the rest of
    the number, and anyone who might be handling your check as it passes
    through all the check processing channels won't have access to it.

    4. Put your work phone # on your checks instead of your home phone. If
    you have a POBox use that instead of your home address. If you do not
    have a PO Box, use your work address. Never have your SS# printed on
    your checks(DUH!). You can add it if it is necessary. But if you have
    it printed, anyone can get it.

    5. Place the contents of your wallet on a photocopy machine. Do both
    sides of each license, credit card, etc. You will know what you had in
    your wallet and all of the account numbers and phone numbers to call
    and cancel. Keep the photocopy in a safe place. I also carry a
    photocopy of my passport when travel either here or abroad. We've all
    heard horror stories about fraud that's committed on us in stealing a
    name, address,Social Security number, credit cards.

    Unfortunately, I, an attorney, have firsthand knowledge because my
    wallet was stolen last month. Within a week, the thieve(s) ordered an
    expensive monthly cell phone package, applied for a VISA credit card,
    had a credit line approved to buy a Gateway computer, received a PIN
    number from DMV to change my driving record information online, and
    more. But here's some critical information to limit the damage in case
    this happens to you or someone you know:

    1. We have been told we should cancel our credit cards immediately.
    But the key is having the toll free numbers and your card numbers
    handy so you know whom to call. Keep those where you can find them.

    2. File a police report immediately in the jurisdiction where your
    credit cards, etc., were stolen. This proves to credit providers you
    were diligent, and this is a first step toward an investigation (if
    there ever is one).

    But here's what is perhaps most important of all: (I never even
    thought to do this.) 3. Call the 3 national credit reporting
    organizations immediately to place a fraud alert on your name and
    Social Security number. I had never heard of doing that until advised
    by a bank that called to tell me an application for credit was made
    over the Internet in my name. The alert means any company that checks
    your credit knows your information was stolen, and they have to
    contact you by phone to authorize new credit.

    By the time I was advised to do this, almost two weeks after the
    theft, all the damage had been done. There are records of all the
    credit checks initiated by the thieves' purchases, none of which I
    knew about before placing the alert. Since then, no additional damage
    has been done, and the thieves threw my wallet away. This weekend
    (someone turned it in).
    It seems to have stopped them dead in their tracks.

    Now, here are the numbers you always need to contact about your
    wallet, etc., has been stolen:
    1.) Equifax: 1-800-525-6285
    2.) Experian (formerly TRW): 1-888-397-3742
    3.) Trans Union: 1-800-680-7289
    4.) Social Security Administration (fraud line): 1-800-269-0271
    Experienced Community organizer. Yeah, let's choose him to run the free world. It will be historic. What could possibly go wrong...

    "You're just a jaded cynical mother****er...." Jeffpeg

    (more comments in my User Profile)

  • #2
    Somehow I feel I need to commit this all to memory. Maybe I should save it in my favorites if I forget, ahahah.
    Becoming what I've dreamed about.


    • #3
      Or just carry cash and a gun...

      Like all of Zach's and mine employees.
      practice wu de


      • #4
        I didn't know it was a partnership.

        What happened to "Zach's lackey"?
        Becoming what I've dreamed about.


        • #5
          lacky... lol, he pays me to work for me....

          erm, well, I think thats why he's always paying me off..
          practice wu de


          • #6
            lol... well i don't pay you off for you to talk about being paid off...

            but yeah, keep an eye out for those fake online employees of ours, with their fake online cash and fake online guns. if you mess with them, you're going to have to fake being sorry about it.


            • #7
              damn straight....

              erm, well in a fake way
              practice wu de


              • #8
                damn metrosexual?


                • #9
                  lol, yeah, that too....
                  practice wu de


                  • #10
                    Originally posted by zachsan
                    if you mess with them, you're going to have to fake being sorry about it.
                    I would agree, but some people are just terrible actors.
                    Becoming what I've dreamed about.


                    Previously entered content was automatically saved. Restore or Discard.
                    Insert: Thumbnail Small Medium Large Fullsize Remove