
To answer you question, Chicken. Actually before students join Yan Ming school they sign a waiver saying that USA Shaolin Temple is not responsible for any injuries caused by the student or within class. HOWEVER, according to US state law (sort of like a good samaritan law), Yan Ming is required to provide medical service to the individual to his ability until a qualified medical physician or someone who has a higher ability than he does arrives to take over from there. At the time of the accident, Yan Ming is deemed a caretaker of the individual (student/teacher relationship). I don't think Yan Ming was particularly concerned with money to pay for hospital bills as in his waiver he states that he is not responsible for the individuals physical injuries. I am sure over the course of those 12 years he has understood why people sign that piece of paper. I am also sure he understands health insurance (given he has children and a wife in America) Maybe he did not know, but Yan Ming would actually potentially lose more money by doing nothing than trying to do something. The tricky situation here is that, Iron Cross, fortunately, did not suffer any long term injuries and was able to pull out of the situation. So I guess Yan Ming kind of got a freebee here. All in all, Yan Ming made a bad judgement call.
You have to understand, Chicken, that Yan Ming has created a corporation of a school. They have financial and legal insititutions set forth for this corporation. He is not a "warrior" monk who has just stumbled his feet in America. He has been here for a very long time and is a citizen (he must have learnt something from his citizenship test about how this country is run).
I'm not sure why he did not call 911 that day, but what I know is that he is a flawed man... like everyone else... when you put him up on a pedestal and grab to every word, if he does make a mistake... MANY people will have to suffer for it....
I can't say for Dengfeng... I am sure Chinese hospitals are pretty sketchy if you don't have money... China is more and more about the money than healthcare....

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